You need a loan, ask about their (aptly named) ExtraCash Loan if you’re an OCBC customer and

19.8.2020 Zařazen do: Nezařazené — webmaster @ 5.10

OCBC ExtraCash Loan

That provides you with up to 6x your month-to-month income.

Make sure to take advantage of MyInfo whenever submitting the application for simple and immediate retrieval of the individual particulars, as doing this could also be helpful OCBC to give you approval that is instant your loan.

You are able to select loan tenures from 1 to five years, but do observe that the EIR listed here is somewhat greater, starting from 10.96per cent per annum. This will be most most likely because of the addition of a processing cost — $200 or 2% of this loan quantity, whichever is greater if the income that is annual is minimum $30,000. The processing charge is $100 if the income that is annual is than that.


  • Singaporean or Permanent Resident
  • At the least 21 years old
  • Minimum yearly income of $30,000 for Singaporean or PR
  • Minimal income that is annual of45,000 for foreigners

HSBC Personal Bank Loan

Many signature loans in Singapore allow you as much as no more than 5 years to settle your loan, that could be considered a challenge if you need to borrow an amount that is large.

Expanding your loan over a longer time will suggest more hours to pay for your loan straight straight back, which means that reduced installments that are monthly. HSBC offers you covered in this respect, with a maximum loan tenure of 7 years (for salaried workers just), which means that possibly the cheapest month-to-month payments yet.

Although this could be appealing to the cash-strapped, keep in mind 7 years is really a commitment that is fairly long-term. But, if you’re willing, this loan is perfect for you. Needless to say, you can prefer to spend your loan straight back early (but you’ll incur a fee that is small doing this at 3% for the remaining quantity), or you might decide for a shorter tenure to start with.

The HSBC personal bank loan enables you to borrow up to 8x your month-to-month income, and EIR can be low as 7%. You can even elect to redraw on your own current loan without any fee that is existing.

In the event that you apply online, you’ll get instant approval that is in-principle. Funds disbursement usually takes a couple of days as you’ll want to watch for last approval for the application.


  • Singaporean or Permanent Resident
  • At the very least 21 yrs. Old
  • Minimal yearly income of $30,000 for Singaporean or PR ($40,000 for self-employed or commission-based)
  • Minimal income that is annual of40,000 for foreigners with work pass legitimacy of at the least one year

UOB Unsecured Loan

The UOB Personal Loan is a convenient, affordable and flexible personal installment loan with a minimum amount of $1,000, and with a maximum loan quantum determined by our annual income.

Enjoy instant approval in the event that you create the job via UOB’s website utilizing MyInfo. You’ll need to be a current uob credit card or CashPlus customer, however. It’s also competitively priced with EIR starting from 7.75per cent per year, on par with all the other people regarding the list. Loan tenures of between 1 and 5 years can be found.

From now till 30 June, make an application for this loan and get $200, $600 or $1,200(amount that is cashback according to exactly how much you borrow) once you go with a payment term of 3, four to five years.


  • Singaporean or resident that is permanent
  • 21 to 60 years of age
  • Minimal yearly income of $30,000
  • Existing UOB charge card or CashPlus customer

By Alevin ChanAn planner that is ex-Financial a interest in what makes individuals tick, Alevin’s objective would be to assist readers realize the therapy of cash. He’s additionally for a quest that is ongoing optimise joy and satisfaction in their life.

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