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Ames passes “No more loan that is payday” ordinance

A big kudos to Ames Iowa CCI users for taking a stand for the Iowa they would like to see!

Due to their difficult work – conference with regards to town council people to create help for the ordinance to cease payday lenders from expanding in Ames – Ames passed just what appears like probably the most restrictive ordinance on payday loan providers to date.This sets a fantastic precedent for any other Iowa communities seeking to stop the wide range drain from payday loan providers.

Below is our press release from the success:

Ames City Council passes many restrictive ordinance on payday loan providers to date

Iowa CCI people hail passage, check out other towns and cities in lack of state legislation

Ames, IA – In a vote that is unanimous Tuesday night, the Ames City Council passed the most challenging, many restrictive ordinance on payday loan providers when you look at the state of Iowa, if you don’t the country.

The ordinance, which makes use of a variety of zoning overlays and separation distances, efficiently bans any payday that is new from starting within Ames town restrictions.

“I’m extremely pleased about this passage,” said CCI user Susie Petra of Ames. “Currently there aren’t any lenders that are payday the Iowa State campus and there won’t be with this particular ordinance. With massive education loan financial obligation, the very last thing students needed were payday lenders installing store nearby and driving them further into debt.”

Their state legislature, perhaps perhaps perhaps not towns, gets the authority to manage rates of interest on payday advances, which currently average slightly below 400% APR. Despite strong grassroots help for rate of interest caps, the legislature has neglected to bring a bill to your governor’s desk. This makes metropolitan areas to handle the problem through zoning, with Iowa City next regarding the directory of towns poised to do this.

“We celebrate this victory today, but continue pressing communities round the state to adhere to our lead,” added Jo Rod, another CCI member from Ames. “We are sick and tired of corporate supported payday lenders profits that are putting greed in front of individuals and need.”

Iowa CCI people continues to push for rate of interest caps during the state degree in next year’s legislative session. Until then, Iowa CCI vows to follow all tools, including ordinances that are zoning to control the abusive techniques of payday loan providers.

Resulting headlines:

  • Diverses Moines join: New zoning squelches payday lenders in Ames
  • We additionally heard from a few users which they heard the story on Iowa Public Radio!

Get in on the battle

thinking about replicating this in your community? Today contact us.

Find out more about our strive to suppress lending that is payday Iowa right here.

Chip in ten dollars or higher to helps us continue steadily to push for the economy that actually works for many.

perhaps perhaps Not yet an associate? Join Iowa CCI today payday loans RI which help produce the Iowa you need to see.

Think more cities ought to be like Ames? Click LIKE or TWEET below to fairly share the news that is good!

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